Stress Less by Creating A Home Inventory

Stress Less by Creating A Home Inventory

| September 13, 2023

Imagine this scenario:

Your home has just experienced a devastating fire, or flood. Amidst the chaos and stress, you need to file an insurance claim for your lost or damaged belongings. The problem is, you can't remember everything you owned or its value. This is where a home inventory becomes invaluable. In this blog post, we'll guide you through the process of creating a home inventory to safeguard your assets and ensure a smoother insurance claim process.

What's a Home Inventory?

Creating a home inventory is an essential task that every homeowner should undertake. A home inventory is a comprehensive list of all the belongings in your house, including details of belongings, purchase price, valuation, identifying marks, etc. It is a detailed record of your personal property that can be used for your own reference and for home insurance purposes.

A home inventory can be created in three simple steps:

  1. List everything: Go around your house with a pen and paper or use a computer to list out all the items (and it's details) in your house.  You may also find an App for your phone or tablet that can assist with this task.
  2. Take photos or a video: After adding each item to your list/inventory, take a photo or multiple photos of the item. You can also do a room to room walkthrough video recording all of the items in your home. This will help you remember what the item looks like and its condition.
  3. Note where everything is: Make sure to note where everything is located in your house. This will help you find items quickly when you need them.

Creating a home inventory may seem like a tedious task, but it is worth the effort. A home inventory can help you in many ways:

  • Insurance claims: In case of theft, fire, flood, or any other disaster, a home inventory can help you file an insurance claim quickly and accurately.
  • Estate planning: A home inventory can help you plan your estate by ensuring that your assets are distributed according to your wishes.
  • Moving: A home inventory can help you keep track of all your belongings when moving to a new house.
  • Organization: A home inventory can help you stay organized by keeping track of all your belongings.

Creating a home inventory is not only important but also easy. With the right tools and mindset, anyone can create a comprehensive home inventory that will serve them well in the future.

If you have any questions regarding your home insurance policy coverage for the contents of your home, please do not hesitate to give us a call at 517-787-0077 or use the contact form on our website and one of our agents will be in touch.